Subaru Extended Warranty: Your Ultimate Guide

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Deric Kalamitsiotis

calendar February 5, 2025

clock 4 minutes

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If you own a Subaru, you already know it’s built for adventure, reliability, and long-term performance. But even the toughest vehicles need repairs eventually, and when that happens, the cost can add up fast. That’s where an extended warranty comes in—helping protect your wallet from unexpected repair bills.

But with multiple options available, should you stick with Subaru’s official extended warranty (Subaru Added Security) or consider alternatives like Noble Quote? In this guide, we’ll break down everything you need to know about Subaru extended warranties, coverage options, costs, and comparisons to other vehicle service contracts.

By the end, you’ll have the insights needed to make the best choice for your Subaru and your budget.

 

What Is a Subaru Extended Warranty?

A Subaru extended warranty, officially called Subaru Added Security, is a service contract that extends your vehicle’s protection beyond the factory warranty.

Subaru offers two main extended warranty plans:

1. Gold Plus Plan (Comprehensive Coverage)

  • Covers most mechanical and electrical components
  • Includes rental car reimbursement, towing, and trip interruption benefits
  • Similar to bumper-to-bumper coverage

2. Classic Plan (Powertrain & Major Components)

  • Covers essential systems like engine, transmission, AWD, electrical, cooling, and steering
  • Less comprehensive than Gold Plus but still offers solid protection for major repairs

 

How Much Does a Subaru Extended Warranty Cost?

The cost of a Subaru extended warranty depends on factors such as vehicle model, mileage, and coverage level.

Subaru Model7-Year/100,000 Mile Subaru WarrantyComparable Coverage with Noble Quote
Subaru Outback$2,200 - $3,500$1,800 - $3,200
Subaru Forester$2,300 - $3,700$1,900 - $3,400
Subaru Impreza$2,000 - $3,200$1,600 - $2,900
Subaru WRX$2,500 - $4,000$2,100 - $3,700

Important Notes:
✅ Subaru’s extended warranty requires repairs to be done at Subaru dealerships, which may limit your options.
✅ Noble Quote’s extended coverage allows you to visit any ASE-certified repair shop or dealership, giving you more flexibility.
✅ Dealer markups can make Subaru’s extended warranty more expensive, while independent providers like Noble Quote often offer more competitive pricing.

 

Is a Subaru Extended Warranty Worth It?

When an Extended Warranty Makes Sense

You Plan to Keep Your Subaru for Many Years – If you own your vehicle long-term, an extended warranty can save you thousands on potential repairs.

You Drive a Lot – If you exceed 15,000 miles per year, you’ll reach your factory warranty limit quickly. Extended coverage keeps you protected for longer.

You Want Extra Perks – Both Subaru and Noble Quote offer benefits like rental car coverage and roadside assistance, but some alternative plans include maintenance reimbursements as well.

When an Extended Warranty Might Not Be Necessary

You Trade In Vehicles Often – If you upgrade every 3-5 years, you might never reach the end of your factory warranty.

Your Subaru Is Certified Pre-Owned (CPO) – Subaru’s CPO warranty already extends powertrain coverage for 7 years/100,000 miles, so additional protection may not be needed.

 

Subaru Extended Warranty vs. Noble Quote: What’s the Difference?

While Subaru Added Security is a great option for dealership service, Noble Quote provides more flexibility and potentially better pricing. Here’s a side-by-side comparison:

FeatureSubaru Added SecurityNoble Quote Extended Coverage
Repair LocationsSubaru Dealerships OnlyAny ASE-certified repair shop or dealership
Coverage LengthUp to 10 years/100,000 milesUp to 10 years/unlimited miles
CostOften marked up by dealersMore competitive, no dealer markups
TransferabilityYesYes
Cancellation PolicyPro-rated refundsFull or pro-rated refunds
Additional PerksRoadside assistance, rental car reimbursement24/7 roadside assistance, maintenance reimbursement, rental car coverage, & trip interruption coverage

🚗 Bottom Line: If you want dealership-only repairs, Subaru’s plan is a strong option. But if you prefer flexibility, competitive pricing, and unlimited mileage plans, Noble Quote may be the better fit for your needs.

 

Final Thoughts: Which Extended Warranty Is Right for You?

If you’re looking for comprehensive vehicle protection, both Subaru Added Security and Noble Quote provide solid extended warranty options.

🚙 Choose Subaru Added Security if:
✔️ You only want to service your vehicle at a Subaru dealership
✔️ You prefer a manufacturer-backed plan

💰 Choose Noble Quote if:
✔️ You want flexibility to choose any certified repair shop
✔️ You want more coverage for potentially less cost
✔️ You’re looking for longer-term protection with unlimited mileage options

Ready to Learn More?

📚 Check out the Noble Quote Learning Center for more insights on extended vehicle protection and get a free quote today!

Subaru Extended Warranty FAQs: Everything You Need to Know Before You Buy

How much does a Subaru extended warranty cost?

The cost of a Subaru extended warranty varies based on factors like vehicle model, coverage level, and mileage. On average, you can expect to pay between $2,000 and $4,000 for a 7-year/100,000-mile plan. However, alternative providers like Noble Quote often offer more flexible coverage at a lower price.

What does a Subaru extended warranty cover?

Subaru’s Gold Plus Plan covers nearly all mechanical and electrical components, similar to a bumper-to-bumper warranty. The Classic Plan covers the engine, transmission, drivetrain, AWD system, and other major parts, but excludes some electronics and luxury features.

Is a Subaru extended warranty worth it?

An extended warranty is worth it if you plan to keep your Subaru beyond its factory warranty and want to avoid high repair costs. Repairs like CVT transmission replacements ($4,500+) or head gasket repairs ($2,000+) can make extended coverage a smart investment.

Can I buy a Subaru extended warranty after purchase?

Yes, you can buy a Subaru extended warranty after your initial purchase, but prices may be higher if you wait. If your factory warranty has already expired, Noble Quote offers extended vehicle protection plans even for used Subarus.

Can I use my Subaru extended warranty at any repair shop?

No, Subaru’s extended warranty requires repairs to be done at a Subaru dealership. If you prefer the flexibility to choose any ASE-certified repair shop, NobleQuote’s extended warranty might be a better option.

What’s the difference between a Subaru extended warranty and a vehicle service contract?

A Subaru extended warranty is a manufacturer-backed plan, while a vehicle service contract (VSC) from a company like Noble Quote provides similar or better coverage with more flexibility on repair locations and pricing.

How long does a Subaru extended warranty last?

Subaru’s extended warranties can last up to 10 years or 100,000 miles, whichever comes first. Some third-party providers, like Noble Quote, offer longer coverage terms with unlimited mileage options.

Can I transfer my Subaru extended warranty to a new owner?

Yes, Subaru extended warranties are transferable, which can increase the resale value of your vehicle. Most third-party warranties, including Noble Quote’s, also offer transferability to new owners.

How do I cancel my Subaru extended warranty?

You can cancel a Subaru extended warranty through the dealership where you purchased it, but refunds are typically pro-rated. Noble Quote offers a 30-day money-back guarantee and pro-rated refunds after that.

What’s the best extended warranty for a Subaru?

The best extended warranty for a Subaru depends on your needs. If you want dealership-only service, Subaru Added Security is a good option. If you prefer lower costs, unlimited mileage plans, and the flexibility to use any repair shop, Noble Quote offers one of the best third-party extended warranties for Subaru owners.

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